15M Loans does not directly provide any loan products, nor does it endorse any particular lending entity. We do not have any direct influence over the lenders’ decisions, and we are not liable for any of their actions. Please contact your lender to discuss any loan details such as terms, amounts, rates, and fees, penalties, etc. Our service is only available in the states where payday loans are legal.
Submitting a loan application through our website does not guarantee approval or receiving a specific offer that you have hoped for. By sharing your information via the loan form on our website, you authorize lending companies to process your information according to industry standards and state laws. Lenders may proceed to additional verifications via the three major credit bureaus: Equifax, Experian, and TransUnion. Checking your credit history via credit reporting bureaus will impact your score.
US citizens in certain states may not have access to payday loans. Not all the lenders in our network are authorized to operate in all states. It is your responsibility to get informed regarding the lending laws in your state, especially the limitations. The timing of a transfer depends on your lender and the bank.
Short-term loan products are recommended for short-term financial issues and do not work for long-term financial goals. Prior to getting a loan, consider other financial options and get informed on what exactly a loan product entails. Should you need financial advice, feel free to consult a financial advisor.